Motorcyclists are particularly vulnerable when it comes to road accidents. Unlike a car driver, they have significantly less protection from, and are more exposed to, their immediate environment. When we drive our vehicles, we are protected by a full metal frame and airbags, as well as other safety features; motorcyclists are not.
When driving, if you are ever unfortunate enough to be involved in an accident with a motorcyclist, you need to be prepared whether or not it’s your fault. Of course –
the first thing after you purchase a bike is to look for temporary bike insurance quotes, but afterwards, here are a few tips on what to do if you are ever involved in a motorbike-related accident:
Road accidents can be a tense affair and emotions can run high. You need to stay calm and fulfil the proper obligations. Also, there may be potential witnesses about which means getting angry won’t help your case. Staying in control will keep others calm and allow you to get through these procedures faster. Car-vs-motorcycle accidents are often more damaging than car-vs-car accidents, so it is normal for those involved to be upset, injured or suffering from shock.
Stay put and check if everyone is okay
Once you have assessed the situation to see if anyone is hurt, it is recommended that you call the emergency services. Even if you don’t think you’re hurt, you may still need some medical attention as adrenaline can disguise pain for a short while. In addition, you need to stay put as you will need to exchange details in order to cover the damage to your car and the motorcycle, and fulfil certain obligations. If you leave the scene of the crash, you may be committing an offence.
After any road accident, it is essential to get the other person’s details. You will need to take note of their name, address, contact details, as well as any insurance documents they have. In addition, you will also need the make, model, colour and registration of their motorbike. This will allow you to make an insurance claim and receive compensation. Use the camera on your phone to take photographs of the accident and the vehicles involved. This may help your position later on if there is any dispute over damages.
Make it safe
A crash site can be a dangerous place. To avoid accidents with oncoming traffic, turn off your engine and switch on your hazard lights. Your car should have a reflective warning triangle in the boot – place that out on the road before traffic reaches the accident site to give other road users advance warning of the accident ahead.
Figure out if you’re to blame for the accident
While you may not want to take the blame for the accident, if you really did cause it, it’s the right thing to do. You should contact your insurance company to let them know. However, this means that your insurance will not pay your expenses, meaning you will have to be out of your own pocket to cover the costs. This means you must be certain that you were to blame before you do this. Traffic accidents are rarely 100% one person’s fault, and often the accident will deemed to be X% one person’s fault, and Y% the other person’s fault.
Contact your insurance company
After the accident, you need to contact your insurance company as soon as you can. Many insurance companies have cut off points and deadlines after which they will not act on your accident, so it is essential to get your claim in as quickly as possible.
Being involved in a motorcycle accident can be a very scary occasion both both the motorcyclist and the car driver. Once you have followed these steps and fully recovered, the best thing to do is get straight back into your car and go about your daily business as usual. Do not let an accident reduce your confidence for driving as it will only lead to you developing a fear of something you presumably loved to do, and is essential in your day to day life.
What do you think of this blog? Have you ever been involved in a motorbike-related accident? If so, please leave your comments below.