personal contract purchase

Personal Contract Purchase is the most popular way for private individuals to finance a new or used car in the UK for personal use.

Shock – car dealers found to be dodgy!

There was shock and amazement today as a front-page story in a national newspaper accused car dealers of being less than honest with their customers.

Suzuki announces finance and loyalty offers on new Swift

Suzuki has announced new personal finance and loyalty offers to support the launch of the all-new Swift range, which went on sale in the UK this week.

Volumes down but values up for car finance borrowing

Latest car finance results show that buyers continue to borrow more money on their cars, although the number of loan agreements fell in line with car sales.

Why the Bank of England is looking into the car finance market

Why has the Bank of England recently decided to open an investigation into the UK car finance market, and what is it looking for?

PCP car finance debate highlights widespread media confusion

With all the noise about PCP car finance in the media, it's amazing to see how many major media institutions fundamentally misunderstand how a PCP works.

Is the sky really about to fall in for PCP car finance?

The media is reporting that tougher rules on selling PCP car finance could be disastrous for the car industry, but what would it mean for car buyers?

Car finance: Negative equity and why it’s a problem

One problem car buyers often get caught out by with regard to their car finance is negative equity, and it can get them into financial trouble. But why?

PPI lawyers to target PCP mis-selling?

Now the PPI gravy train is nearing the end of the line, claims lawyers may be turning their attention to the potential mis-selling of PCP car finance.

Personal Contract Purchase: The PCP explained

What is PCP car finance? Here is the most comprehensive guide to the PCP (personal contract purchase) anywhere on the internet.

Car finance: the early upgrade myth

Have you had a call from the car dealer with the "good news" that you are eligible for an early upgrade on your PCP? It may be good news for the dealer, but not necessarily for you.

Do I have to service my car with the dealer if I have a PCP?

The popularity of PCP car finance has allowed car manufacturers to be sneaky when it comes to forcing you to service your car with their dealer network.

Car finance jargon confuses UK drivers

Despite over three-quarters of new car sales being financed through manufacturer and dealer finance agreements, it is disturbing how few people really understand what they are signing up to.

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