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Personal Contract Purchase: the PCP explained

The personal contract purchase (PCP) is the UK's most popular type of car finance. The Car Expert explains everything you need to know.

Car of the Year 2026

Based on reviews from 30 of the UK's best motoring websites over the last year, The Car Expert's Car of the Year 2026 is the Skoda Elroq.

Expert Recommendations

The best websites to save you money on your current car – or your next one – in 2025

Expert Ratings

Our latest award-winning, independent and impartial advice on buying, financing, owning and running a car.

Expert Advice

Our latest award-winning, independent and impartial advice on buying, financing, owning and running a car.

Expert News and Reviews

The latest news from across the UK car industry, as well as all our new car reviews

Spotlight on electric cars

As we approach the deadline for petrol and diesel new cars, The Car Expert has all the latest news, advice and analysis on EVs

Spotlight on China

There’s a lot of misinformation about the Chinese car industry in the media. China is, by a long way, the world’s largest car manufacturing country – it builds roughly the same number of cars each year as the US, EU and Japan combined. For better or for worse, China is now the dominant player in the global car industry.

Features

Chinese car brands

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