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Expert Rating

BMW X5 M

(2020 - present)

Expert Rating

New car score:

50
%
E

Used car score:

41
%
E

Expert Rating report card

Media Rating:

63
%
D

Safety Rating:

69
%
B

Eco Rating:

26
%
D

Reliability Rating:

19
%
E

Running Costs:

7
%
E

How are our Expert Rating scores calculated?

Expert Rating

New car score:

50
%
E

Used car score:

41
%
E

Expert Rating report card

Media Rating:

63
%
D

Safety Rating:

69
%
B

Eco Rating:

26
%
D

Reliability Rating:

19
%
E

Running Costs:

7
%
E

Summary


The BMW X5 M is a large SUV/crossover and the high-performance version of the current X5. It first arrived on UK roads in 2020, with a facelift in Spring 2023.

The X5 M gets some cosmetic changes over the regular X5, more safety tech and a 4.4-litre twin-turbocharged V8 engine with mild-hybrid assistance. Here in the UK, only the top-spec ‘Competition’ model is available, which produces 617hp and can complete a 0-62mph sprint in 3.8 seconds.

Described by the Top Gear team as “mad, bad and dangerously expensive”, the X5 M has been widely commended by the motoring media for its thrilling pace and acceleration, as well as its handling agility and body control, but many reviewers simply cannot overlook its steep six-figure pricing.

“It’s a hugely impressive piece of kit and highly effective, but it’s wildly expensive”, says Car‘s Georg Kacher, adding that the SUV is not a very practical choice for the daily commute, particularly when compared to the upper end of the regular X5 range.

Greg Kable of Autocar agrees, suggesting in his review that the cheaper X5 M50i model “offers almost as much performance but with more relaxed driving traits and the sort of comfort that makes it more suitable as an everyday car.”

As of January 2024, the BMW X5 M holds a lowly New Car Expert Rating of E, with a score of 50%. It doesn’t score well in any area other than safety, where it has a good rating. Although motoring journeys enjoy driving it, they don’t score it highly, while running costs are very expensive. The X5 also has a poor reliability record, which drags the overall rating down further.

X5 M highlights

  • Seriously powerful
  • Attractive exterior styling
  • High-quality interior
  • Class-leading infotainment
  • Responsive handling

X5 M lowlights

  • Thirsty V8 engine
  • Rather firm ride comfort
  • Regular X5 has a bigger boot
  • Expensive six-figure price tag
  • Not as practical as cheaper X5 models

Key specifications


Body style: Large SUV
Engines:
petrol, petrol mild-hybrid
Price:
From £126,610 on-road

Launched: Autumn 2020
Last updated: Spring 2023
Replacement due: TBA


Media reviews


Reviews, road test and comparisons from across the UK automotive media. Click any of the boxes to view.

Auto Express

+

Autocar

+

Car

+

Carbuyer

+

Carwow

+

Evo

+

The Sunday Times

+

Top Gear

+

Safety rating


Independent crash test and safety ratings from Euro NCAP

Overall score: 5 stars
Date tested: December 2018
Read the full Euro NCAP review

Adult protection: 89%
Child protection: 86%
Vulnerable road users: 75%
Safety assist: 75%

The BMW X5 M shares its safety score with the regular X5 range, which was awarded a five-star rating in 2018.

Eco rating


Independent economy and emissions ratings from Green NCAP

No eco rating

As of January 2024, the BMW X5 M has not been lab tested by Green NCAP.

Reliability rating

MotorEasy logo 600x167

Reliability data provided exclusively for The Car Expert by MotorEasy

All data based on MotorEasy average workshop costs for extended car warranty claims

The BMW X5 family (including the X5 M) has a very poor reliability record, with a score of just 25% as of January 2024. This applies to both the current-generation X5 models (2018 onwards) and previous generations.

More than a third of reported faults relate to suspension problems, with an average repair bill of about £600. But a significant number also relate to engine and gearbox issues, which have an average repair cost of more than £2,300.

Overall, average repair costs for the X5 family are higher than average. If you own a BMW X5 M or are interested in buying a used X5 of any flavour, make sure that any used car warranty you purchase covers you for all the potential problem areas shown above.

Running cost rating

Clear Vehicle Data logo close crop

Monthly cost of ownership data provided exclusively for The Car Expert by Clear Vehicle Data

Fuel consumptionAverageScoreVariationScore
Petrol models21 mpgE17 – 22 mpgE – E
CO₂ outputAverageScoreVariationScore
Petrol models291 g/kmD291 – 306 g/kmD – D
Insurance groupAverageScoreVariationScore
All models50F50 – 50F – F
Service and maintenanceCostScore
Year 1£648D
Year 2£1,314D
Year 3£2,043D
Year 4£2,441D
Year 5£3,329D
Overall£9,775D

The BMW X5 M is a very expensive car to own and run, according to whole-life cost numbers provided exclusively to The Car Expert by our data partner, Clear Vehicle Data.

Fuel consumption is unsurprisingly poor, given than the X5 M is a big and heavy SUV powered by a twin-turbocharged, petrol V8 engine.

Servicing costs are also high while the X5 M inevitably falls into the top insurance group of 50, which is likely to mean expensive car insurance premiums.

Similar cars


If you’re looking at the BMW X5 M, you might also be interested in these alternatives.

Alfa Romeo Tonale | Audi RS Q3 | BMW X3 M | Cupra Ateca | Jaguar E-Pace | Mercedes-AMG GLE 63 | Porsche Macan S | Volkswagen Tiguan R


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The BMW X5 M is a luxurious uprated SUV that offers thrilling pace and a lavish interior, but the regular X5 range offers more value-for-money.BMW X5 M