Latest car finance advice articles
What exactly is personal contract purchase (PCP) car finance? How does it work, why is it so popular and what should you be looking out for?
The RAC has launched a new personal loan offer aimed at winning used car buyers away from the ever-increasing popularity of PCP car finance.
Personal contract hire (PCH) is a popular way of driving a new car. It is considered a viable alternative to a personal contract purchase (PCP).
Voluntary termination is your legal right to cancel your PCP or HP car finance agreement in certain circumstances. The Car Expert explains how it works.
The Car Expert has put together this comprehensive glossary of car finance terms to help you understand exactly what all the jargon means.
Many car buyers are confused about what their choices at the end of a PCP car finance agreement. We explain your options to help you make the best choice.
When taking out car finance, almost no-one thinks: "What would happen to this car finance agreement if I should die before it's paid off?"
With all the noise about PCP car finance in the media, it's amazing to see how many major media institutions fundamentally misunderstand how a PCP works.
The media is reporting that tougher rules on selling PCP car finance could be disastrous for the car industry, but what would it mean for car buyers?
One problem car buyers often get caught out by with regard to their car finance is negative equity, and it can get them into financial trouble. But why?
The popularity of PCP car finance has allowed car manufacturers to be sneaky when it comes to forcing you to service your car with their dealer network.
Most car finance agreements in the UK are regulated by the Financial Conduct Authority, and anyone involved in the selling of car finance must be accredited by the FCA. You should always consider the terms and conditions of any agreement carefully before taking out any form of car finance, as you are making a substantial ongoing commitment and there may be significant costs if you change your mind or are unable to meet your commitments at a later date.