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GAP insurance advice

GAP insurance is designed to protect the value of your car in the event of it being written off or stolen. The Car Expert has all the information you need to know.

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GAP insurance is a specific kind of insurance that is separate to regular comprehensive car insurance.

In the event that your car is written off in an accident or stolen (and not recovered), GAP insurance covers you over and above what your car insurance pays out. It can either cover the shortfall between your insurance payout and the original price of the car, or it can cover you for any outstanding car finance payments.

The Car Expert has partnered with ALA insurance to bring you regular information and advice about GAP insurance, as well as exclusive offers for our readers.

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All our GAP insurance articles

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After huge changes to the GAP insurance market in February 2024, we've updated our list of the UK's best GAP insurance providers.

Can you buy GAP insurance in 2024?

A major change to GAP insurance has taken place overnight that affects almost every car dealer in the country. Why do car buyers need to know about this? We have all the answers.

Are you paying too much for GAP insurance?

GAP insurance can save you money and hassle if your car is written off or stolen. But make sure you're not paying too much for a GAP policy.

What is GAP insurance and should you have it?

If you've ever bought a car from a dealership, you will have heard of GAP insurance. But what is GAP and should you be buying it?

Why you should consider car lease GAP insurance

Taking out a GAP insurance policy as part of your next lease provides a financial safety net, guarding against depreciation and other factors (sponsored).

GAP insurance terminology

There are several different types of GAP insurance. We’ve compiled a list of terms you'll need to understand when considering a GAP policy.

Storm Arwen highlights the value of GAP insurance

No matter how carefully you look after your car, it can still be written off in an accident and leave you in a difficult financial position.

Why GAP insurance for used cars is increasing

With used cars getting ever more expensive and finance amounts skyrocketing, GAP insurance for used cars is well worth considering.

What sort of GAP policy is best if I have a PCP?

If you have a PCP car finance agreement, GAP insurance can protect you from crippling finance debt if your car is stolen or written off.

The future of GAP insurance

As more of us lease and finance cars, rather than buying them outright, will the future of GAP insurance become more or less relevant?...

How to save money on GAP insurance

We’ve pulled together some handy tips to help you save money and get the best value on your car's GAP insurance policy.

Seven ways to protect your new car investment

A car is a big investment, regardless of whether it's new or used. So what can you do to protect that investment and minimise your costs?

Dealer vs. Online: Where to buy GAP insurance

If you're interested in taking out GAP insurance when buying a car, should you buy it from a car dealer or an online insurance provider?

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