Ending HP Agreement

TCE home 2021 Forums Car finance Ending HP Agreement

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      Hi Everyone, I am seriously considering ending my finance agreement early. I can take the car back without making any further payments, once I own half of the vehicle. My question is, does anyone know what the term ‘in reasonable condition’ actually means as it appears to me to be very vague, leaving much for the lender to refuse me just taking the car back. My car is in good condition and is definitely drivable, I just need something a little larger. I have looked after it and cosmetically is is also just as it was when I brought it. Has anyone ever done this and did anyone have any issues with this?

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