Moving Abroad Terminate PCP

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This topic contains 6 replies, has 2 voices, and was last updated by  Magdalena Rybska 2 months, 4 weeks ago.

  • Author
  • #92373 Reply



    I have an opportunity to move to Australia for work next year and was wondering where I stand with my Kia PCP.

    I’ve had my car just short of 12 months now on a 3 year agreement. As mentioned I have the chance to work in Australia next year. This won’t happen for around another 12 months yet and was wondering where I stand on canceling my agreement nearer the time?

    I understand you have the ability to terminate after paying back half the amount with no additional fees?

    Thanks in advance to anyone that can help.


  • #92374 Reply
    Stuart Masson
    Stuart Masson

    Hi Chris. Have a read of our articles about settling a PCP early and voluntary terminations.

  • #106514 Reply



    We took out a 4 year PCP with audi in may 2015. Due to my job we are required to move to another country within Europe from the UK. Would we be able to take the car with us and carry on paying providing we have a valid insurance once we arrive in the new country?
    Many thanks

    • #106713 Reply
      Stuart Masson
      Stuart Masson

      Hi Daniel. You will need to check your finance agreement, and if that does not give a clear direction then call the finance company.
      Obviously going to Europe for a holiday is fine, but there may be a clause in the contract which prevents you from permanently moving the car to another country.

  • #120161 Reply

    Craig McDowall


    We are 3 months into our 4 year PCP agreement and we have just been offered a chance to move to Ireland.

    We would love to take the car with us and have contacted the finance company but still await an answer.

    If this isn’t possible where would I be left if we decided to move but couldn’t take the car with us? Unfortunately we are nowhere near the 50% voluntary termination rights just yet.

    • #121584 Reply
      Stuart Masson
      Stuart Masson

      Hi Craig. You would have to settle the finance, which will presumably be more than the car’s value. It’s one of the factors that you will need to consider when deciding whether to move, but you have signed a four-year finance agreement here in the UK and the finance company is entitled to hold you to it.

    • #122318 Reply

      Magdalena Rybska

      Hi Craig, I was just wondering if you heard already from your car finance company. Was the decision positive by any chance? I am now in similar situation as yours. I got new work contract in Poland and wonder if finance company will allow me to take the car as well?

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