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PCP questions and help

Home Forums Car finance PCP questions and help


This topic contains 1 reply, has 1 voice, and was last updated by Stuart Masson Stuart Masson 4 years, 1 month ago.

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  • #66168 Reply

    I have always paid out for a car and the past 4 year’s it’s been nothing but trouble, cam belt going, head gasket blowing etc.. and I am now looking at getting a brand new car on PCP. I’m really not fussed about not owing the car, I just want the piece of mind of that I’m never go got need to worry about big car repairs, failing MOT’s etc… I want to get the new Citroen Cactus and have been given the following offer from the dealer.

    Total on the road cost: £18,705.00
    Deposit: £3,400 (£1000 from me, £1000 from Citroen, £1400 part EX)
    Total Intrest: £1,710.16
    APR: 4.9%

    This come out at £260 per month and a final purchase of £7,689.00.

    The question I have is what happens at the end of the contract. I just want to get a new car every 3 years but need to know do I need to put down deposits every 3 year’s. If anyone can give me any advice that would be great…

  • #66170 Reply
    Stuart Masson
    Stuart Masson

    Hi Luke. Have a read of our article about how a PCP works.

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