Due to illness, I am not working and therefore cannot afford the PCP payments.I have not got to the Voluntary Termination date yet, so could really do with some advice please.
Hi Beverley. Your finance contract almost certainly does not make allowances for illness or unemployment.
You can contact the finance company and ask them to vary the contract to help you make your repayments, but they are not obliged to do so. The industry code of conduct requires them to treat you with fairness and compassion, but that doesn’t mean they will forgive any of the debt that’s owed.
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