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Hi, I have found that to buy I new ford I can get a much better deal with PCP than buying outright. I was told that i could put down a third as deposit, agree to pcp for the rest . Then when the car is delivered I can pay off the outstanding balance to end PCP and would only get penalty charge plus admin cost of total £40.
I have the money to payfor car but my credit rating is probably not good enough to get the PCP my parents are willing to do it for me. Would my dad be able to say he was buying the car for me so he signs PCP for car in my name?
Thanks in advance for any help x