Most people buying a new or used car will do so using some sort of car finance. Whether buying or leasing, The Car Expert can give you the right advice and help get you get the best car for your budget.  You can also visit The Car Expert Forum to ask car finance questions or discuss any car finance issues you are having with other forum members.

The Car Expert is not affiliated with any car manufacturer, dealer group or finance company, and will provide you with independent and impartial advice on any aspect of car finance.  You should always consider any finance offer carefully before signing any contract or agreement.

Most car finance problems arise from customers not properly understanding the contracts they are signing.  If you do not understand or are not comfortable with any aspect of the agreement, do not sign until you do understand and you are 100% comfortable.

Financing Your BMW Company Car

Financing your BMW company car

Many car manufacturers have car finance specifically tailored for company car drivers. The Car Expert and BMW Finance look at the two main offers available (sponsored post)

Read more
Christmas Bargains For Clever Car Buyers

Christmas bargains for clever car buyers

As another year draws to a close, car dealers start looking at their sales numbers and many of them will be getting quite nervous. If you are in the market to buy a car, you are in a strong position to get a deal on your perfect new set of wheels this Christmas.

Read more
Car Finance Glossary

Car finance glossary

The Car Expert has put together this comprehensive glossary of car finance terms to help you understand exactly what all the jargon means.

Read more
Car Finance: What Is A Deposit Contribution? #AskTCE

Car Finance: What is a deposit contribution? #AskTCE

What is the difference between a £2,000 discount and a £2,000 deposit contribution on a new or used car? Well, maybe you should #AskTCE.

Read more
Why Don’t I Get A Discount For Cash?

Why don't I get a discount for cash?

It used to be that your best way to get a discount on a car was to roll up to the dealer with cash in hand, but not any more. What changed?

Read more
Paying Cash For A Car – Your Options

Paying cash for a car – your options

Most people buy a car on finance, but what if you don’t want to? Paying cash at a dealership is not necessarily as easy as it sounds.

Read more
Car Finance: Voluntary Termination Of A PCP Or HP

Car finance: Voluntary termination of a PCP or HP

One of the most misunderstood aspects of car finance is how to end your agreement early. Today we explain voluntary termination rights.

Read more
Car Finance: How Do I Settle A PCP Early?

Car finance: How do I settle a PCP early?

It’s clear from the number of enquiries we get that car dealerships are rubbish at explaining how a PCP works. Today we are going to address one of the most common questions people ask about a PCP car finance agreement: What if I want or need to settle a PCP early?

Read more
Before You Apply For Car Finance…

Before you apply for car finance...

The Car Expert presents a few simple car finance tips that you should follow before you sign your life away on that new or used car.

Read more
Car Finance Deals Rocket As Economy Recovers

Car Finance Deals Rocket as Economy Recovers

According to latest figures by the Finance and Leasing Association (FLA), cars brought on dealer finance grew by 25% in January compared to the same period last year. In addition consumer’s new and used car finance volumes grew by similar rates – up 24 per cent and 25 per cent.

Read more
Can I Take Out Car Finance For Someone Else?

Can I take out car finance for someone else?

“Can I take out car finance in my name if the car is for someone else?” This is a common question when people are applying for car finance, and causes considerable confusion. In short – NO! For a more detailed analysis, read on…

Read more
Need A Car But Have Bad Credit?

Need a car but have bad credit?

Getting car finance with a bad credit history isn’t an impossible task. Here are some of the things you can do to remedy your situation.

Read more
Car Financing – What Are Your Options?

Car financing - What are your options?

What are the different options when it comes to buying a vehicle? Jack Rich provides a guide to some of the popular car financing choices.

Read more
Car Finance:  The PCP Explained

Car Finance: The PCP explained

Many people are unclear about the PCP (Personal Contract Purchase), which is offered by nearly every car manufacturer in the UK. This is usually offered by the manufacturer’s own finance company, although there are some other lenders who offer PCPs as well. The Car Expert explains how it works.

Read more
Logbook Loans – And Why You Should Avoid Them

Logbook loans - and why you should avoid them

One of the growing types of sub-prime finance in the UK is what is known as a ‘logbook loan’. The lenders claim that logbook loans are “easy, fast and hassle-free”, but they represent a serious risk of you losing possession of your car.

Read more
Car Finance – What You Should Know

Car Finance - What You Should Know

Many new and used car buyers in the UK are making their purchase with finance of some sort. But how does car finance work and what are the implications?

Read more

Financing Your BMW Company Car

Financing your BMW company car

Many car manufacturers have car finance specifically tailored for company car drivers. The Car Expert and BMW Finance look at the two main offers available (sponsored post)

Read more
Christmas Bargains For Clever Car Buyers

Christmas bargains for clever car buyers

As another year draws to a close, car dealers start looking at their sales numbers and many of them will be getting quite nervous. If you are in the market to buy a car, you are in a strong position to get a deal on your perfect new set of wheels this Christmas.

Read more
Car Finance Glossary

Car finance glossary

The Car Expert has put together this comprehensive glossary of car finance terms to help you understand exactly what all the jargon means.

Read more
Car Finance: What Is A Deposit Contribution? #AskTCE

Car Finance: What is a deposit contribution? #AskTCE

What is the difference between a £2,000 discount and a £2,000 deposit contribution on a new or used car? Well, maybe you should #AskTCE.

Read more
Why Don’t I Get A Discount For Cash?

Why don't I get a discount for cash?

It used to be that your best way to get a discount on a car was to roll up to the dealer with cash in hand, but not any more. What changed?

Read more
Paying Cash For A Car – Your Options

Paying cash for a car – your options

Most people buy a car on finance, but what if you don’t want to? Paying cash at a dealership is not necessarily as easy as it sounds.

Read more
Car Finance: Voluntary Termination Of A PCP Or HP

Car finance: Voluntary termination of a PCP or HP

One of the most misunderstood aspects of car finance is how to end your agreement early. Today we explain voluntary termination rights.

Read more
Car Finance: How Do I Settle A PCP Early?

Car finance: How do I settle a PCP early?

It’s clear from the number of enquiries we get that car dealerships are rubbish at explaining how a PCP works. Today we are going to address one of the most common questions people ask about a PCP car finance agreement: What if I want or need to settle a PCP early?

Read more
Before You Apply For Car Finance…

Before you apply for car finance...

The Car Expert presents a few simple car finance tips that you should follow before you sign your life away on that new or used car.

Read more
Car Finance Deals Rocket As Economy Recovers

Car Finance Deals Rocket as Economy Recovers

According to latest figures by the Finance and Leasing Association (FLA), cars brought on dealer finance grew by 25% in January compared to the same period last year. In addition consumer’s new and used car finance volumes grew by similar rates – up 24 per cent and 25 per cent.

Read more
Can I Take Out Car Finance For Someone Else?

Can I take out car finance for someone else?

“Can I take out car finance in my name if the car is for someone else?” This is a common question when people are applying for car finance, and causes considerable confusion. In short – NO! For a more detailed analysis, read on…

Read more
Need A Car But Have Bad Credit?

Need a car but have bad credit?

Getting car finance with a bad credit history isn’t an impossible task. Here are some of the things you can do to remedy your situation.

Read more
Car Financing – What Are Your Options?

Car financing - What are your options?

What are the different options when it comes to buying a vehicle? Jack Rich provides a guide to some of the popular car financing choices.

Read more
Car Finance:  The PCP Explained

Car Finance: The PCP explained

Many people are unclear about the PCP (Personal Contract Purchase), which is offered by nearly every car manufacturer in the UK. This is usually offered by the manufacturer’s own finance company, although there are some other lenders who offer PCPs as well. The Car Expert explains how it works.

Read more
Logbook Loans – And Why You Should Avoid Them

Logbook loans - and why you should avoid them

One of the growing types of sub-prime finance in the UK is what is known as a ‘logbook loan’. The lenders claim that logbook loans are “easy, fast and hassle-free”, but they represent a serious risk of you losing possession of your car.

Read more
Car Finance – What You Should Know

Car Finance - What You Should Know

Many new and used car buyers in the UK are making their purchase with finance of some sort. But how does car finance work and what are the implications?

Read more

The Car Expert was a finalist in the Automotive category at the 2014 UK Blog Awards

The Car Expert is not affiliated with any car manufacturer, dealer group or finance company, and will provide you with independent and impartial advice on any aspect of car finance.

Most car finance problems arise from customers not properly understanding the contracts they are signing.  You should always consider any finance offer carefully before signing any contract or agreement.  If you do not understand or are not comfortable with any aspect of the agreement, do not sign until you do understand and are 100% comfortable.

Most car finance agreements in the UK are regulated by the Financial Conduct Authority, and anyone involved in the selling of car finance must be accredited by the FCA.