Car Finance

Car finance - Plain-English explanations and advice for financing or leasing your next car

Car finance

Plain-English explanations and advice for financing or leasing your next car

Most people buying a new or used car will do so using some sort of car finance. Whether buying or leasing, The Car Expert can give you the right advice and help get you get the best car for your budget. 

The Car Expert provides independent and impartial information on any aspect of car finance.  You should always consider any finance offer carefully before signing a contract or agreement.

The Car Expert does not provide specific advice on any finance quotation or offer.  The purpose of this site is to give you the knowledge you need to be able to make an informed decision about any finance agreement you are considering.

Most car finance problems arise from customers not properly understanding the contracts they are signing.  If you do not understand or are not comfortable with any aspect of the agreement, do not sign until you do understand and you are 100% comfortable.

Car finance agreements in the UK are regulated by the Financial Conduct Authority, and anyone involved in the selling of car finance must be accredited by the FCA.

Two important articles to read before committing yourself to anything are The Car Expert’s Ten Golden Rules for Buying a Car and Before You Apply for Car Finance.

CAR FINANCE ARTICLES AT THE CAR EXPERT

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Car finance glossary

Car finance glossary (The Car Expert) 2016
The Car Expert has put together this comprehensive glossary of car finance terms to help you understand exactly what all the jargon means.

Christmas bargains for clever car buyers

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As another year draws to a close, car dealers start looking at their sales numbers and many of them will be getting quite nervous. If you are in the market to buy a car, you are in a strong position to get a deal on your perfect new set of wheels this Christmas.

PPI lawyers to target PCP mis-selling?

PPI claims for PCP car finance may be coming soon
Now the PPI gravy train is nearing the end of the line, claims lawyers may be turning their attention to the potential mis-selling of PCP car finance.

Car finance: the PCP explained

Car finance, PCP, personal contract purchase, car dealer
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Car leasing advice for start-up businesses

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If you have a start-up business, you probably don't have spare cash to drop on a new car. However, leasing may be a viable option in certain situations.

Car finance: the Hire Purchase explained

Car finance: the Hire Purchase (HP) explained
The hire purchase (HP) is a car finance product sold by car dealers that is fairly straightforward to understand and manage. The Car Expert explains how it works.

Car finance: the early upgrade myth

Car finance: the PCP early upgrade myth
Have you had a call from the car dealer with the "good news" that you are eligible for an early upgrade on your PCP? It may be good news for the dealer, but not necessarily for you.

Do I have to service my car with the dealer if...

What are the servicing requirements of a car with PCP car finance?
The popularity of PCP car finance has allowed car manufacturers to be sneaky when it comes to forcing you to service your car with their dealer network.

Car finance jargon confuses UK drivers

Car finance jargon confuses British drivers
Despite over three-quarters of new car sales being financed through manufacturer and dealer finance agreements, it is disturbing how few people really understand what they are signing up to.

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