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New Skoda finance offers

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Skoda has announced a range of deposit contributions and PCP finance offers on selected models for orders placed between now and the end of the year.

With incentives on Octavia, Superb, Fabia and Yeti models, Skoda will be hoping for a strong end to the year. The company is doing well in a shrinking market, but that is partly due to a growing model range rather than increasing sales of the core models. The new finance offers apply to personal contract purchase (PCP) agreements, which are branded as Skoda Solutions.

The soon-to-be-obsolete Skoda Yeti is available with interest-free 0% APR finance and a £1,500 deposit contribution. As the Yeti is no longer in production, the offer only applies to vehicles already in stock – however, it also means that dealers may be happy to haggle on further discounts to get rid of them.

Skoda Octavia and Skoda Superb models get a £3,000 deposit contribution on all specifications except SE Technology, as well as a representative interest rate of 4.9% APR.

   

Skoda Fabia models get a £2,000 deposit contribution, with a very competitive 2.9% APR interest rate. The Skoda Rapid also benefits from a 2.9% APR with a deposit contribution of £1,800, while the Skoda Citigo (except S specification) gets the same 2.9% APR with a £1,000 deposit contribution.

Skoda Kodiaq models (except SE Technology specification) get a £2,000 deposit contribution with an APR of 5.5%.

The all-new Skoda Karoq, which replaces the Yeti, is also available with a PCP offer even though the first cars are not set to arrive until January 2018. A £1,500 deposit contribution is available, although the interest rate is a fairly poor 6.1% APR.

The above finance offers are not available in conjunction with the Skoda scrappage scheme or any other offer.

The Car Expert examines the fine print

  • These offers provide a nominated deposit contribution towards selected new Skoda models, over and above any other discount you negotiate with the dealer.
  • The finance offers listed on the Skoda website are only examples, and you are entitled to adjust the term, deposit and annual mileage to suit your own needs.
  • The annual mileages shown on the website examples are all set at 10,000. It is handled somewhat confusingly by referring to a “42 month, 35,000 miles agreement”, which is not exactly best practice for clarity.
  • The APRs and excess mileage charges shown in the examples vary depending on the model chosen, so check the details carefully to make sure you are happy with what you are being offered.
  • The APRs shown represent a combination of interest and fees, so make sure you understand how much you have to pay up front, each subsequent month and at the end of the agreement.
  • Excess mileage fees only apply if you are giving the car back and claiming the guaranteed future value (GFV) at the end of the agreement.
  • Cars have to be ordered by 2 January 2018. The Skoda website does not specify a delivery date, so check with your dealer.
  • The deposit contribution cannot be used in conjunction with any other advertised offer.
  • The finance offers are provided through Skoda dealers by Skoda Financial Services (a division of Volkswagen Financial Services). If a dealer offers you a finance deal that does not match these details or from another lender, it is not part of this offer.

As with any car purchase, work out your budget before you visit the showroom and don’t be persuaded to go beyond it – regardless of what the smiling sales executive suggests. They don’t have your best interests at heart, but The Car Expert does!

For the best independent and impartial car buying advice on the internet, always check with The Car Expert:

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Stuart Masson
Stuart Massonhttps://www.thecarexpert.co.uk/
Stuart is the Editorial Director of our suite of sites: The Car Expert, The Van Expert and The Truck Expert. Originally from Australia, Stuart has had a passion for cars and the automotive industry for over thirty years. He spent a decade in automotive retail, and now works tirelessly to help car buyers by providing independent and impartial advice.

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